Catastrophes are inevitable and may strike unexpectedly. Dealing with these disasters can be emotionally and financially draining. At this time, we rely on our insurance policies to help us get back on our feet. However, insurance companies, more often than not, begin with the lowest offer possible in the hopes that you will accept it. Know that you have the right to decline the offer if you feel that it is not enough to cover your losses.
Insurance adjusters are trained in negotiating with clients. In this article from one of Maryland’s highly skilled roofing contractors, Polk Contracting Inc, you’ll learn some tips on how to work with home insurance adjusters.
Prepare All Necessary Documentation
Proper documentation justifies the amount you will need for your loss. For example, if your house was struck by a severe storm, it may need to undergo repairs. You may work on gathering written quotes and take pictures of the damage as part of your documentation. If the insurance company is able to document the severity of the damage, there’s a better chance you’ll get an accurate settlement.
Communicate With Your Insurance Company
Submit all your possible expenses, provide all documentation, and show your residential roofing service estimate to your insurance company. It will also be helpful if you read your insurance policy thoroughly so that you may know what you are entitled to. Do not hesitate to seek the assistance of the higher company hierarchy.
Don’t Give Up!
The sad truth is that some insurance companies may still give you a low offer or deny coverage even though you have proven your case to them. If this is the case, you are free to hire a public adjuster, ask for legal assistance or request an appraisal. With their assistance, there’s a better chance you get the funds you require to restore your property.
If your property has been damaged by severe storms or other catastrophes, Polk Contracting Inc is the company to rely on. Our company specializes in restoring home and commercial establishments that were affected by accident or weather-related losses. As a professional insurance restoration contractor, we can help meet with insurance adjusters as well as provide them with information and documentation about the scope of the damage and methods of best practice repairs.
Trust us to be with you in every step of the restoration process. Call us at (410) 660-2922 today for a free estimate. We serve clients in Harford County and surrounding areas.